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Emphasizes growth and FinTech focus with AI.

Boost Your Financial Future with FinioTech

Get your cutting-edge financial solution Platform as a Service tailored to meet the needs of your fintech business. From advanced APIs to purpose built android and ios app, our solutions are built to deliver you a launchable solution in a matter of 7 days.
2.5M Happy Users

Mobile Wallet

Neobank

Loan App

Platform as a Service (PaaS) for Fintech Innovation

At Finiotech, we empower businesses to thrive in the digital financial ecosystem with cutting-edge Platform as a Service (PaaS) solutions. From eWallet platforms to neobanking and loan management systems, our technology is designed to help you launch, scale, and succeed with minimal development overhead.
Transform your business with our PaaS solutions for eWallets, neobanks, and loan platforms. Our cloud-based platform delivers rapid deployment, seamless integration, and unmatched scalability, enabling you to launch cutting-edge financial services quickly and efficiently.
Finiotech

A single platform for several uses

The Platform is made to meet the unique requirements of businesses in a variety of situations.

Mobile Financial Services

Core banking for digital-first institutions

Electronic wallets

Processing of payments

Services for merchants

P2P app for payments

Solutions for payouts

Real-time transfers and payments

Open banking solutions that comply with PSD2

Reconciliation and settlement

Venturing into fintech

Closed-loop wallets

Closed-loop cards & gift cards

Loyalty and rewards

In-game currencies

Virtual & digital currencies

Embedded finance

Marketplace payment engine

Payroll management

General ledger

Corporate FinOps

Treasury orchestration

Features

Mobile Financial Services Platform

Deliver seamless digital payment experiences with our robust, secure, and scalable eWallet solutions

  • Single or Multi-currency options
  • Cross-border payments
  • QR code and NFC-enabled contactless payments
  • Peer-to-peer (P2P) transfers
  • Loyalty rewards, cashback, and coupon integration

For Individual & corporate clients

Deliver seamless digital payment experiences with our robust, secure, and eWallet solutions

  • Onboarding & 2FA (two-factor authentication)
  • Customer profile & settings
  • Ongoing KYC/KYB with a trusted vendor
  • Accounts in any currencies, crypto, points
  • Cards & IBAN linked to accounts
  • Real-time currency exchange
  • Send, request, or exchange funds
  • Payment links & QR code payments
  • Operations with cash for clients (Cash points)

Features

Neobank Platform

Launch a fully digital bank with a feature-rich and user-friendly platform

  • Instant digital account opening with KYC/AML compliance for individuals and businesses
  • Real-time fund transfers via API-driven connections
  • Spend analytics and budgeting tools powered by AI
  • Debit/credit card issuance and management

Features

Loan Management Platform

Streamline your lending operations with our automated loan platform

  • End-to-end loan lifecycle management (origination to closure)
  • AI-driven credit scoring and risk analysis
  • Payment scheduling and reminders
  • Multi-channel borrower communication tools

Partner’s

We are proud Partner

Partner Program for payments and beyond.

partners

Finiotech We work with industry leaders and forward-thinking innovators to deliver the best software & solutions. We Partner Program is designed for anyone who is helping a business go or grow online.

PaaS Solutions

Why Choose Our PaaS Solutions?

Streamline your lending operations with our automated loan platform

  • End-to-end loan lifecycle management (origination to closure)
  • AI-driven credit scoring and risk analysis
  • Payment scheduling and reminders
  • Multi-channel borrower communication tools

key features across platforms

key features across platforms

✦ Built-in compliance with global standards, including PCI DSS, GDPR, ISO 27001, and PSD2

API-Driven Architecture

✦ Comprehensive RESTful and GraphQL APIs for seamless integrations
✦ SDKs for faster implementation on iOS, Android, and web platforms

Advanced Security

✦ AES-256 Encryption for sensitive data storage
✦ TLS 1.3 for secure communication.
✦ Biometric authentication for end-user security

AI and Machine Learning

✦ Personalized recommendations and insights for users
✦ Fraud detection and prevention systems
✦ Real-time credit risk analysis for loan platforms

Real-Time Analytics

✦ Dashboard with actionable insights into transactions, user engagement, and operational performance
✦ Customizable reports for compliance and business strategy

Multi-Language & Multi-Currency Support

✦ Expand your reach to global markets with built-in localization tools

Client’S

Trusted by Leading Companies.

Partner Program for payments and beyond.

Finiotech We work with industry leaders and forward-thinking innovators to deliver the best software & solutions. Trusted by forward-thinking businesses to power their financial transformation.

Want to see how we can help your business?

Hy!Make a shorter financial journey and grow the business faster.

Finiotech will help you to dreams come true.


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Industries We Serve

Fintech Startups
Banks & Financial Institutions
Retailers & E-commerce
Lending Firms

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